5.13.2021

Mortgage Ads Absurdity

One feature of the social media era that has always baffled me is the industry of fake websites about fake things. Usually these things are along the bottom of any page and feature some weird or suggestive image, or some kind of rankings, then you click over and it's one of those click-here-of-next endless slideshow thing that never gets to the image you clicked over for.

I don't know what kind of ad revenue could possibly be earned by this, particularly if you never click on anything advertised or spend any money at all, but I understand internet revenue is a whole weird thing that I'll never understand. I know clicks are revenue-generating, though, somehow.

Another aspect of these things are the weird mortgage ads that never seem to line up with anything about mortgages. These things have been around for as long as I've used the internet. I remember my first Yahoo mail account, especially, there were two recurring ones: (1) One was just this odd close-up of an old man's face and ever-so-slowly he would smile. Or would he? Sometimes the ad re-set. Very odd. The text was just the standard "Homeowners can't believe this one trick under New Bush Plan" or whatever. (2) Another was from the POV of a camera that was like, sneaking up on two teenage girls doing some kind of dance like the Cartlton, and then one of them would whirl around as if busted ordering something from the dark net. Faces were blurred, everything went quick. Text: same, just "Obama homeowner". Very weird. 

I wish I had links for you, but not really: there's something really weird and The Ring-y about fake ads and things that seem to be put together by computers. Maybe it's just me.

Which leads me to today's post. My current homepage (which is just the Microsoft Edge start-up page) is, like any homepage where you simply cannot stop it from populating with narrative-framing-sites for all the usual narratives and suspects. This has been a feature of the internet age for many years, as well, and a very awful one. I try to circumvent it any way I can (hide all from this or that, constantly click "show less like this" on any "Have you stopped beating your wife yet?" or "Republicans Pounce..." sort of headline, default only to entertainment/ celebrity news (usually of the "aging beauty claps back at internet troll over sexy toned abs!" variety) and cricket. It's imperfect, but it's something. 

Anyway, without fail, there's this one LendGo mortgage ad that just baffles me. It seems to re-use the same roster of actors, so I'm sure it's all just stock art. But... there's just enough suggestion of a narrative and consistent set design to make your brain try to put together a story for it.

So let me put it out there, hell: what do you think?

To me, I think it's like you come home, and someone is in your house. What are they doing there? And then, to court. And then everything ends with Djokovic smashing an overhead into your face.

The first few make sense: obviously photoshopped eye-catcher in front of house.

Then they take a stranger turn. Is she surprised? Disbelieving? Or accusing?

Clearly worried. About missing it? About that number?

Now they're all posing on the couch. Who's this now?

Not Cate Blanchett.
Also not Cate Blanchett.

She can't believe it either. Here's where the stock photos become some kind of People's Court thing.

She looks familiar, doesn't she? Who is this?

And then the pattern breaks. WTF?

Bansai-i-i-i!


Carry on, friends.

12 comments:

  1. (1) "One feature of the social media era that has always baffled me is the industry of fake websites about fake things." -- Right?!? And, like, who ever -- EVER -- clicks on more than one of these things? There must be thousands, if not millions, of people doing so or the ads would disappear. But who are the people forming this shadowy legion of non-internet-savvy doofuses? Is it literally just every single one of everyone's aunts and uncles? Can't be; I'm an uncle, and I never fall for that shit.

    (2) Now, I *have*, on the other hand, taken a screenshot of whatever image is enticing me to WANT to click it, and then done a Google search of that image to find out what exactly I am seeing. This is how I know who Allison Stokke is, and frankly, I feel as if my life is a richer experience for it. So sure, I've done *that*. But that's an altogether different thing.

    (3) I've seen the mortgage ones, too, but I don't see them all that frequently, presumably because the various algorithms don't get any sense from me that I'm apt to have anything which is mortgageable, nor am I like to have such a thing anytime soon. They're not wrong; I don't, and I won't. I got a complete set of Castle Rocks, but the Fed ain't too worried about the rates on those, as far as I can tell.

    (4) My guess with this stuff is that it's purely designed to create associational responses in some specific center of the brain. Show enough photos of big-titted women who look vaguely as if they might be into the notion of tossing a fuck at a random guy just because he wears a shirt with a collar five days a week, and eventually the brain will be conditioned to not only sprout wood upon seeing such creatures, but perhaps also to sprout metaphorical wood upon seeing a mention of whatever concepts have now been wedded to those photos. Mortgages, shall we say. Now, boom, the idea of doing whatever the fuck people do with mortgages (I genuinely do not know) is hitting the same center of the brain as voluptuous-ass women who seem to be looking right at you. Next thing you know, you're in a bank signing papers.

    Or whatever the end goal for these things is.

    (5) "She looks familiar, doesn't she? Who is this?" -- She reminds me just a little of Jurnee Smollett; the lady below her reminds me just a little of Gina Torres. Actually, I don't think I'm thinking of Gina Torres; I think I'm thinking of some actress who herself vaguely reminds me of Gina Torres, but I'll be durn if I can think of who.

    (6) This courtroom narrative is compelling in some way I cannot explicate. It's almost like a Rorschach test or something. How does one respond to it? Is one viewing it as an outsider? Are the ladies meant to be antagonists to be conquered, or as confidantes who are fighting for us? Is there a racial narrative at play? If so, what is it suggesting? Must one first answer the earlier questions in order to begin decoding that aspect of it?

    This is some psy-op bullshit right here, I suspect.

    Further contemplation is needed here.

    (7) Belatedly, I realize I ought to have been listening to Boat Chips while reading this post. A little slow on the draw tonight, I'm afraid.

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    Replies
    1. (2) I always laugh at the Allison Stokke ad - which is also on each and every home page start-up - because usually it's paired with some headline trying to be woke. Like uhhhh.... you're perving out on this teenage girl / violating her with your camera and framing/ taking her agency / anything you want, on the same page. Physicians, heal thy frakking selves.

      (4) This undoubtedly makes sense. Although I think the mortgage stuff is wagging the dog. I think the associational imagery has merged with stock art and algorithms of some kind to create some weird new genre that utterly baffles. Like when you get two AI bots talking to one another and they quickly stop speaking English and communicate in their own more efficient language. Except it makes no sense to us.

      (5) I was thinking Stacey Dash, maybe, for the second photo? I wish we could look these things up.

      (6) Yep.

      (7) It wouldn't have helped make sense or enjoyment of it, I bet.

      Delete
  2. Oh, you mean those old things? Well, if I'm being honest, my policy was and continues to be to just ignore them.

    That they should turn out to be scams is pretty much the last thing that would surprise me. I think I knew you could never trust a single one of them right away on some gut instinct level, very much in the same way that animals know how to stay away from thin ice.

    It's just a fact of life type deal for me, really.

    ChrisC.

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  3. You know what other types of clickbait ads fascinate me? The ones about canceled tv shows. They're always clearly trying to fool people, but who? And why?

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    Replies
    1. Good point! What a strange world clickbait/ spambots is.

      Delete
  4. The most important question is,
    "What are the names these female models?"
    Especially the ones in photos 1 and 5. I gotta rub one out every now and then while at work and I see their stupid faces every day on the yahoo finance page.. :D

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  5. Good to see someone else scratching the brain at these silly ads and their recurring cast of hyper generic people.

    ReplyDelete
  6. Good to see that I’m not the only one scratching the brain about these ads and the ridiculous cast of reoccurring characters.

    ReplyDelete
    Replies
    1. I almost did a sequel to this post a few times, every time I saw a new reshuffling of the actors and photos.

      Such a weird business!

      Delete
  7. I just want to know names. Especially the black female model in the Lendgo ads. She, in my opinion, is absolutely beautiful.

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    Replies
    1. Agree.
      But now there are 2.
      Both beautiful.

      Delete
  8. Who is the Black female?

    ReplyDelete